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The Denver Bankruptcy, Debt Settlement, Tax Resolution Attorneys
Understanding How To Consolidate Business Debt and the Value of Hiring an Attorney Merchant cash advances can feel like a timely lifeline when a business needs fast capital, but they often create long‑term financial strain that becomes difficult if not impossible to manage. Many business owners eventually look for ways to consolidate business debt so…
Why You Need a Foreclosure Lawyer Near You When You’re Facing Urgent Mortgage Problems When missed mortgage payments start piling up and foreclosure notices arrive, the situation can feel overwhelming and induce literal panic. Many homeowners aren’t aware that bankruptcy can immediately stop foreclosure and give them the time and legal protection they desperately need.…
Reclaim Control of Your Financial Future By Talking to a Debt Consolidation Attorney Near You When a merchant cash advance (MCA) turns into daily withdrawals, default letters, or a lawsuit, you need fast, strategic help — not another high‑pressure payment demand. An experienced debt consolidation team can protect cash flow, negotiate from strength, and coordinate…
How a Bankruptcy Attorney in Denver, CO, Helps You Understand Your Options When you’re overwhelmed by debt, it can feel like you’re carrying the weight of your entire financial future on your shoulders. Many people in this situation know they need to take action, but aren’t sure which path is best. Debt consolidation and bankruptcy…
Interest Rates, FICO Score, and Other Factors a Debt Consolidation Lawyer Can Help You Navigate Debt has a way of building slowly and then suddenly feeling overwhelming. High interest rates, multiple monthly payments, and constant creditor contact can make it difficult to stay on track. When this happens, many people start exploring debt consolidation options…
Our Bankruptcy Attorneys Near You Are Ready To Help You Regain Your Financial Footing When debt becomes overwhelming, it can feel like there’s no clear way forward. Bills pile up, interest grows, and the pressure from creditors becomes harder to ignore. Many people wait too long to explore bankruptcy because they feel uncertain, embarrassed, or…
A Business Bankruptcy Attorney Can Help You Differentiate Between Facts and Rumors Bankruptcy is one of the most misunderstood areas of personal and business finance. Many people in Colorado avoid exploring bankruptcy because of rumors, fear, or outdated information. In reality, bankruptcy is a legal tool designed to help individuals and business owners regain control…
Learn How Hiring the Right Debt Relief Attorney Protects Your Financial Future Debt consolidation is a strategic way to regain control of your finances; however, the process can feel overwhelming and stressful, especially if a creditor files a lawsuit while you’re still working on paying down what you owe. Many people are surprised to learn…
Work With a Debt Relief Lawyer Near You Who Can Provide You With Options As the new year approaches, many people make resolutions to improve their health, relationships, or careers. But one of the most impactful resolutions you can make in 2026 is to finally take control of your finances. If debt has been weighing…
Contact Our Denver Bankruptcy Attorneys To Reclaim Your Financial Future Running a business is never easy. Between managing employees, serving customers, and keeping up with expenses, financial challenges can quickly become overwhelming. For many Colorado business owners, bankruptcy may feel like a last resort, but it just so happens to be one of the most…
High Debt, Payroll Challenges, and Other Signals It’s Time To Tag In a Professional Bankruptcy Attorney Running a small business is never easy. Even the most dedicated owners can face financial challenges that feel impossible to overcome. Rising costs, unexpected downturns, or mounting debt can push a business to the breaking point. When that happens,…
Our Debt Relief Attorneys Are Ready To Help You Regain Control of Your Finances If you’re overwhelmed by bills, collection calls, or the constant stress of owing far more than what you can pay, you’re not alone. Many Colorado residents and business owners face the same challenges. The good news is that you don’t have…
Our Bankruptcy Lawyers Can Help Your Business Navigate Financially Challenging Situations Closing a business is never an easy decision. For many Colorado business owners, financial struggles can make it feel like shutting down is the only option. But before you take that final step, it’s important to understand that there may be alternative solutions that…
Customized Consolidation Planning, Advocacy, and Other Reasons Clients Trust Our Attorneys When debt starts to feel overwhelming, finding the right solution makes all the difference. For many Colorado residents, debt consolidation offers a clear path toward regaining control of their finances. By combining multiple debts into one manageable payment, you can simplify your monthly budget…
Medical Bills, Divorce, and Other Reasons for Seeking Debt Relief Walk down any street in America, and chances are pretty good that the majority of people you see are financially in the red. This is according to a statistic shared by Debt.org, stating that approximately 90% of Americans have some form of debt. As one…
Reputation, Fee Transparency, and Other Qualities to Look for When Evaluating Bankruptcy Lawyers Most people don’t plan on filing for bankruptcy, but when they do, it’s the kind of process they only want to go through once. Filing for bankruptcy is one of the most important financial decisions you’ll ever make, and choosing the right…
Contact a Debt Relief Attorney Near You to Take Control of Your Financial Future When you’re drowning in debt, you look for anything that resembles a life preserver. Debt consolidation companies make the solution sound so simple: combine all your debts into one low monthly payment and eliminate your financial stress. Sounds easy, right? What…
Read This Before You File for Bankruptcy; It Could Keep Your Business Alive Running a business is a challenge in itself. Running a business while struggling with debt is another beast entirely. If this situation sounds familiar, you may already be considering filing for bankruptcy. But how can you address your debts without sacrificing your…
Working With an Experienced Debt Relief Attorney Resolves Your Financial Burden If you’re feeling overwhelmed by your Small Business Administration (SBA) Economic Injury Disaster Loan (EIDL), you’re not alone. Thousands of small business owners across the country are feeling the financial squeeze as they attempt to keep up with EIDL repayments. You may have also…
5 Benefits to Look Forward To When You Contact a Bankruptcy Attorney Near You When you’re buried in debt, it’s easy to point fingers. Maybe you’re angry at the economy, your dead-end job, a failed business, or even yourself. Maybe you’re frustrated with how hard it’s become just to keep up with basic living expenses.…
Learn About the Three Types of Bankruptcies and When They’re Most Relevant to Your Circumstances When financial pressure starts to weigh on your small business, understanding your options can be the difference between making a full recovery and going under. Whether you’re dealing with business loans, vendor payments, tax debt, or lease payments, it’s important…
Relieve Your Financial Burden by Contacting a Debt Settlement Attorney Near You Debt is all too common in America. You and everyone you know is managing it to some degree, whether it’s credit cards, a mortgage, medical bills, or student loans. Most people are one sudden job loss or an ill-advised financial decision away from…
A Debt Settlement Attorney Can Help You Get Your Business Out Of Debt When your business faces foreclosure, you may find yourself with serious legal and financial challenges for the secured creditors you owe. Those creditors don’t want to risk unpaid debts or drawn-out legal proceedings, and you want to protect your best interests and…
The Wink Law Firm Can Help Denver Residents With Tax Resolution Tax season has passed, but if you have outstanding tax debt, the pressure doesn’t disappear with the filing deadline. Unpaid taxes can lead to added penalties, interest, and collection actions that only grow over time. The good news is that there are reliable legal…
An Expert In Your Corner Negotiates on Your Behalf Any debt is challenging to handle when you can’t afford to pay it back. However, tax debt can feel even more stressful. The complexity of dealing with taxes, the fear of having the IRS on your back, and the potential consequences of not paying your tax…
Your Choice Should Put You In the Best Financial Situation Possible Financial service companies spend (literally) billions of dollars each year on advertising. A significant portion of that money is dedicated to one highly profitable set of customers: people in debt. Although being in debt seems like the opposite of profit from your perspective, many…
Find Out What’s In Store For You When You Schedule a Free Consultation The Wink Law Firm’s debt relief attorneys love to share new information with our clients. Whether we’re discussing the latest news on SBA EIDL loans, comparing debt relief solutions, or giving you tips for paying off back taxes, we’re committed to providing…
Stop Worrying and Find the Best Strategy to Get Rid Of Debt If you are struggling with debt, your creditors may have decided to sue. After they get a court order, your creditors can take money from your paycheck (also known as wage garnishment). They can also take funds directly from your bank account to…
A Comparison Shows Why Denver Debt Relief Attorneys Have Your Best Interests In Mind If you are struggling with debt, it’s likely that you’re searching high and low for a solution to pay it off. Whether you’re thinking of taking on a second or third job, trying to figure out how to get the most…
You Have Options to Protect Your Money and Find a Better Path Forward Receiving calls, texts, and mail from a collection agency is stressful, but when you find out your creditor is suing you because of your debt, your anxiety and frustration reaches another level. The thought of having to deal with your creditors through…
Some Are Smarter Choices Than Others When Dealing With SBA Loans, Back Taxes, Foreclosures, and More Your small business has to perform at its best every single day to succeed in a competitive market – and that’s if everything goes your way. Even if you do everything in your control to set yourself up for…
Don’t Give Up! Work With a Knowledgeable Bankruptcy Attorney You never thought you’d be in this position, wondering whether you are going to be able to keep your home. You’d heard of foreclosure before, but always assumed it’d never happen to you. But you don’t have to lose your home. You have options available that…
Don’t Spend a Dime While Prepping For Financial Freedom If you’re struggling with debt, you deserve guidance and resources that will put you in a position to change your financial future without having to dip deep into your bank account. You can make preparing for Chapter 7 or Chapter 13 bankruptcy even easier and more…
Get Answers About Debt Relief For Your COVID Business Loans As a small business owner who took out Small Business Administration Economic Injury Disaster Loans (SBA EIDL), you’ve been waiting for more information about your loans’ status, especially if you haven’t been able to pay them back. The pandemic was a difficult time for your…
Avoid Legal Trouble With Debt Settlement, Chapter 7 Bankruptcy, or Chapter 13 Bankruptcy In Colorado Struggling with debt isn’t just about the fear of never being able to pay off your credit cards. If you delay finding a solution long enough, you can end up in legal trouble. Your creditors have the power to sue…
Do You Want to Consolidate Debt With a Deceptive Company Or Get Rid Of Your Debt For Good? The point of relief is, well, relief. You want to be completely free from the worry, fear, and frustration that comes with being in debt. And, of course, you want to look at your balances and see…
Don’t Be Like the Frog. Get Out of Hot Water With a Denver Debt Relief Lawyer Today. You may know the story of the frog in boiling water. Legend says that when a frog leaps into an already-boiling pot, it leaps out, sensitive to the pain. However, if the same frog lands in a pot…
You Have Options When You Work With a Bankruptcy Attorney Near You Most states today require a minimum amount of insurance to legally operate a vehicle. However, that doesn’t mean that everyone who drives a car can afford it. Driving uninsured is more common than you might imagine. One study by the Insurance Research Council…
Learn How the United States Established Rights and Protections to Help, Not Hurt You When the United States Constitution was signed in 1787, it contained the word bankruptcy. The right to get free from debt has been with us nearly as long as the United States has existed. The language of the Constitution states that…
Get a Debt Settlement Solution, Not a Misleading Debt Consolidation Scheme Freedom from debt is real. Whether you have credit card debt, medical debt, or other forms of unsecured debt (debt not connected to an asset like a car or house), you can get relief from the stress, anxiety, worry, anger, and lack of options…
Get the Answers You Need From Debt Relief Lawyers If you’re in debt, there’s a good chance that many of the people you’ve interacted with this week are right there with you. In fact, 77% of American households have at least some form of debt. One in five credit card holders have reached their debt…
Don’t Bother With a Foreclosure Defense When a Better Solution Exists It can happen to you. During the process of trying to manage your finances, you find you’re unable to pay your mortgage. Perhaps you had an unexpected medical expense that cleaned out your savings, or you or your spouse lost your job. No matter…
Find Out How to Leverage Business Bankruptcy and More to Put Your Business Troubles In the Rearview Mirror The fact that you own a small business is an incredible thing. It’s honorable to take the risk of stepping out on your own to do something you believe in to improve your life and those around…
Our Debt Relief Attorneys Near You Weigh the Pros and Cons of These Alternative Loans If you’re struggling with debt from credit cards, medical bills, and more, you’ve likely done some internet searching to see if you can get answers. During your search, you may have come across a personal loan called a fintech (financial…
Feel Empowered, Hopeful, and Ready For a Debt-Free Life Your struggle with debt is almost over. Why? Because you’re looking into the solution. Our experience as a Denver debt settlement team tells us that once you are willing to get effective help, you’re on your way to financial freedom and a new path forward. Your…
Get the Facts and Learn From Three Real-Life Scenarios to Help You Find the Right Solution If you’re struggling with debt, it’s highly likely that you’ve been searching for solutions online. During your search, you may have gotten curious about bankruptcy. However, you’re not sure if this is right for you. You never thought that…
Find Out What a Debt Relief Lawyer Can Do to Help Protect Your Equity In Your Most Valuable Asset Although the circumstances and specifics may vary slightly, perhaps you can relate to this scenario: when you go to refinance your home or sell it, you discover that someone is waiting to get paid. A creditor…
Find Out How Our Debt Settlement Attorney Can Help Now Tax season has come and gone, but the feeling that your tax debt is going to catch up with you doesn’t go away so easily. It can be unsettling when you hear everyone else chatting about finishing their taxes and talking about their refunds, while…
You Don’t Have to Live In Crisis. Get Help From a Leading Bankruptcy Lawyer. Blame it on a board game. Many people’s idea of bankruptcy likely began with the top hat, the thimble, the racecar, the battleship, the wheelbarrow, and more. As a young person, you may have marched these silver figurines around the perimeter…
Contact Us for Franchise Debt Settlement Strategies In the Denver Area In theory, the franchise model should work very well. That is, if you trust the ownership behind the business model. We can all think of franchises that have thrived for many years, such as McDonald’s, ACE Hardware, and Dunkin’ Donuts. However, not all franchises…
How Non-Consumer Debt Through My Small Business and Taxes Helps You Qualify for Chapter 7 Business owners with personal and business debt often seek out a bankruptcy attorney for help, only to hear the unfortunate words: “You’re personally liable for your business debt, and you make too much money to pass the means test in…
Our Denver Debt Settlement Team Gets You the Debt Relief You Deserve If you’re worried about how you’re going to pay off your creditors, you’re probably aware of the many suspicious debt settlement businesses that are shouting for your attention online. The more you look into them, the more these “solutions” sound like a scam.…
Understand How Bankruptcy Lawyers Handle These Situations These circumstances might sound familiar: you and your ex had debt for which you were both responsible, but the divorce decree states that your ex is supposed to pay that debt. However, you recently found out that your ex isn’t paying. You begin to worry that you are…
Stop Fearing April 15 and Work with a Leading Tax Debt Attorney April 15 is nearly here: a date that, for many, reminds them less of springtime and more of another dreaded encounter with the IRS. Millions of people need tax debt relief. Back taxes cause an incredible amount of stress and worry, especially if…
Taking Quick Action on a Garnishment Lawsuit Makes All the Difference If you are struggling with debt, it’s important to know up front what happens when you let that debt go unpaid for too long. Although many people who struggle with credit card debt would prefer to look the other way, let the calls go…
Our Denver Debt Settlement Attorney Can Help with Tax Debt A new year may feel like a fresh start for some, but if you owe business or personal tax debt from the past – or you’re afraid you won’t be able to pay your taxes in 2024 – January just means one month closer to…
Get a Free Consultation with Our Bankruptcy Lawyer to Find Relief A part of human nature is our refusal to make a change until the very last moment. Most of us would like to believe we would do the right thing before we absolutely had to do it, but we all know life doesn’t always…
When You’re Overwhelmed with Medical Bills, a Denver Debt Relief Attorney Can Help Dealing with a collections agency is an unpleasant experience. First, you get the mail. Next, the mail starts getting colorful with your balance highlighted, red overdue stamps, and warnings about legal action. Soon, the phone calls and text messages start – and…
Our Chapter 7 Bankruptcy Lawyer Provides the Most Affordable Debt Solution for You You know the feeling of being in debt – and you’re done with it. You know it’s time to get serious about finding a solution that will actually work. The good news is that solutions exist that benefit you more than you’ve…
Helpful Debt Relief Tips, Including Key Assistance from a Debt Relief Attorney Although the items we buy haven’t gotten any less expensive, most people’s spending habits during the holidays haven’t slowed down, either. After all, you don’t want to kill the spirit just because of the economy – and that may mean that you’ve taken…
Start with a Bankruptcy Attorney Who Understands the Current Legal Landscape If you find yourself in overwhelming personal debt from credit cards, medical bills, and past-due mortgage payments, or your business is drowning in lease payments, merchant cash advances, and more, you may be wondering where to find relief. You may have explored several options,…
There Is Hope Beyond Debt Consolidation Services for Colorado Residents If you’re hoping to buy a home, you may find that your debt to income ratio (DTI) is pushing your interest rate even higher and pricing you out of homeownership – or you simply have too much debt to qualify for a mortgage. For some,…
Find Out How to Protect Your Money and Resolve Your Debt with a Wage Garnishment Lawyer The inevitable has happened. Your creditors have served your bank or employer with a writ of garnishment, and now they have access to your bank account and paycheck. What will be your next step? When your available funds are…
Find Out How to Address Your Business Debt with a Business Bankruptcy Lawyer We admire small business owners’ tenacity and drive. It takes a great deal of strength to get your business up and running, but, once you do, the results benefit our community and make the Denver area a better place to live. That’s…
Instead, Try Our Debt Settlement Solutions for the Help You Deserve Fear should never be used to motivate consumers, especially when it comes to debt. There is no reason why a business would need to tap into your deepest fears, unless they know that it allows them to take advantage of you. However, this is…
Find Out Your Options When You Work with an Expert Bankruptcy Attorney If you lack the right information about bankruptcy, the concept might have a negative connotation. You may have the misconception that it means “losing everything” or “permanently ruining your credit score.” But what if you knew that bankruptcy is a constitutional right and…
Our Debt Relief Attorneys in Denver Will Help You Find a Path to Financial Freedom Owning a small business today is more challenging than ever. There’s heavy competition, the economy is uncertain, and the day-to-day challenges of keeping everything rolling is unexpectedly more stressful than it seems to people who’ve never run a business. Many…
Our Denver Debt Relief Attorneys Are Ready to Help You Get Out of Debt Your business means everything to you. You’d do whatever it takes to keep it afloat, including a Merchant Cash Advance (MCA) to get access to funds you don’t have at the moment. A merchant cash advance works like this: a buyer…
Bankruptcy Attorneys Are a Key Support in Times of Crisis The unimaginable has happened: you’ve been in a car accident, and you’re uninsured. In a situation like this, it’s difficult to know who to turn to next, especially if you’re worried that you’re going to be sued for damages or medical bills for the other…
Filing for Bankruptcy Is a Comprehensive Solution for Debt Relief Our bankruptcy attorneys work with many clients throughout the Denver metro area, but we still feel inspired as each new client discovers a way out of their debt-related challenges. What our clients end up realizing is that filing for bankruptcy can benefit them in more…
A Real Debt Settlement Solution Is Available When You’re Ready Here’s a piece of modern-day wisdom: Q: How do you know when you’ve reached your lowest point? A: When you stop digging. This simple, yet eye-opening truth applies to so much of our lives. We often hold the key to make things better, but that…
Get Out of Debt with Help from Our Debt Settlement Attorneys If you are struggling to pay back unsecured debts, such as credit cards and medical bills, you probably already know there are plenty of businesses competing to help you get debt free. After you start getting stressful phone calls and letters from creditors –…
Get Simple, Effective Tax Debt Relief with Help from The Wink Law Firm When April comes around, those who owe tax debt from past years feel even more stressed about their predicament. If you’re struggling to pay your taxes, it may seem like there isn’t a solution. However, tax debt relief is available to you…
Bankruptcy Attorneys Weigh In on the Best Approach to Making SBA EIDL Loan Payments If you’ve been following our articles on the Small Business Association Economic Injury and Disaster Loan payments, you know that our team of expert bankruptcy and debt relief lawyers are continuing to follow the latest developments. In February 2023, we explained…
Are Your Wages Being Garnished by a Creditor? Here’s What to Do If you’re struggling with debt, and you’ve begun hearing from your creditors or collections agencies, you’re likely aware that these companies can garnish your wages. Wage garnishment refers to a court-ordered right to take money from your wages or your funds in the…
The Wink Law Firm’s Bankruptcy Attorneys Can Help You During This Challenging Time When looking for debt relief, you’ve probably noticed that there are more than a few solutions available on the Internet. However, these solutions were not created equally. It is very easy to get into a situation with a debt consolidation company where…
Why More People Today are Filing for Chapter 7 Bankruptcy – and Finding Relief If you’re struggling with debt, you know that inflation is much more than a talking point on the news or simply something to complain about when you check out at the grocery store. For people who are unable to pay back…
Follow This Guide to Help You Get Informed About Filing Chapter 7 or Chapter 13 Bankruptcy During This Difficult Time Divorce proceedings can be difficult, sad, and complex. If you haven’t been through it yourself, it’s hard to truly understand how it feels. The feelings certainly can’t be explained well in a short article. However,…
The Best Debt Settlement Attorneys in Denver Deliver the Results You Expect Just like any other challenge, from parenting to staying healthy, there’s enough information on the Internet to completely confuse you about the best approach. A handful of websites will tell you it’s one way, while the others will convince you it’s the complete…
Our Support for Your Financial Challenges Goes Beyond Words – We Take Action As a small business owner or independent contractor, it’s always nice to hear kind words of support. In this economy, however, those kind words aren’t always enough. The real challenges of small businesses today deserve more than kind words. You deserve action.…
A Library of Articles on Filing for Bankruptcy from Premier Bankruptcy Attorneys Filing for bankruptcy or deciding whether you should seek debt settlement or debt consolidation in Denver can be exceptionally challenging. Are you eligible for Chapter 7 bankruptcy or Chapter 13 bankruptcy? Who are the most trusted bankruptcy attorneys? There is more than enough…
Avoid Lawsuits from Your Creditors by Scheduling a Free Consultation Now Relief has finally arrived for many homeowners looking to get out of debt. In April 2022, Colorado broadened its homestead exemption, allowing those who own a home worth up to $250,000 to protect this asset in bankruptcy. For the elderly (60 or older), disabled…
The Wink Law Firm’s Team of Debt Settlement Attorneys Share Their Perspective When calls and emails come into our Denver office, our bankruptcy and debt settlement attorneys hear a very common question: “I’ve been doing some research online. What makes more sense: bankruptcy or debt consolidation?” We generally take that to mean bankruptcy or debt…
The Leading Denver Debt Relief Attorneys Provide the Clearest Answer Available Online When you’re struggling with personal and business debt, your worry may start to shift from “What will happen to me or my business” to “What about my family?” This is a natural, normal set of concerns, and shows that – even during your…
Our Denver Bankruptcy Attorneys Clear Up the Biggest Myths About Your Credit Score Your credit score: most of us know we want a good one, ideally in the 700-to-800 range, and when we access our credit report online, we eagerly look for that little lever to shoot over to the green side – but what…
Filing for Bankruptcy with Our Team of Bankruptcy Attorneys Provides Relief If you are self-employed, a sole proprietor, or an owner of a small business, it can be challenging to keep up with your finances. In some cases, we know small businesses owners are their own accountants, while also trying to be out in the…
How to Avoid Debt Consolidation in Favor of Debt Settlement and Bankruptcy If you find yourself having financial difficulties, and you have debts that you can’t pay, you’ve probably been trying to figure out which debt settlement or bankruptcy options you are eligible for, and which of these options would be the cheapest, easiest solution.…
Get Strategies and Solutions as These Small Business Loans Come Due If you own a small business that received a Small Business Administration Economic Injury and Disaster loan (SBA EIDL) to support your business efforts during the COVID-19 pandemic, it’s very likely that you’ve already heard from the Capital Access Financial System (CAFS) – the…
Struggling with Tax Debt? Our Tax Debt Resolution Services Can Benefit You Now March and April can be particularly stressful for those who are struggling with tax debt. It’s difficult to think of the year ahead as a fresh start when the IRS deadline to file your taxes is right around the corner. You may…
Our Team Can Help Local Construction Businesses and Vendors Navigate This Difficult Economic Time Denver-area contractors, subcontractors, and vendors have been facing financial difficulties. Inflation in the cost of materials has made bidding on jobs as difficult as ever. In 2021 and 2022, many contractors found the cost of materials to be 10% or more…
Avoid Misleading Companies that Charge Interest to Consolidate Your Debt When the Federal Reserve increases interest rates on lending to tamp down inflation, a chain reaction hits your wallet in a variety of ways, including an increase in interest rates on your credit cards. For example, with the most recent 25-point hike by the Fed…
Follow This Guide to Find the Best Attorney for Debt Settlement Options in Denver If you are experiencing financial challenges, including debts that you’re unable to pay, you may have started searching the Internet for a bankruptcy attorney near you, as well as weighing the pros and cons of various debt settlement options. If this…
How Our Denver Bankruptcy Attorneys Can Protect You During an Impending Lawsuit If you are struggling with debt, you’ve likely tried to avoid your phone and mailbox. When you do decide to check, you may find that the seemingly worst-case scenario has occurred: you’re being sued by one of your creditors. This unfortunate situation happens…
No Matter the Circumstances, The Wink Law Firm’s Denver Bankruptcy Attorneys are Here for You Now that 2023 is here, there are many reasons to celebrate the turn of the year. However, April looming just ahead may be putting a damper on your optimism if you have tax debt. As taxes come due, many of…
The Wink Law Firm, the Premier Bankruptcy and Debt Settlement Team in Denver, Knows the Law When you find yourself in debt that you are unable to repay, you may turn to a seemingly helpful resource for answers: the Internet. Once there, you’ll notice that there are more than a few debt consolidation companies trying…
Prepare Strategically with the Leading Denver Bankruptcy Attorneys, The Wink Law Firm Filing for bankruptcy can be one of the most trying times in your life, and it may feel like the challenges, the emotions, and all the information you need to absorb are too difficult to handle. However, at The Wink Law Firm, we…
Economic Injury Disaster Loans (EIDL) Can Be Discharged Through Business Bankruptcy As the COVID-19 pandemic surged through the United States, the federal government offered Small Business Administration Economic Injury and Disaster (SBA EIDL) loans to help shore up businesses that were struggling during this time. This loan helped many businesses get back on their feet.…
Denver’s Leading Bankruptcy Team Weighs In and Offers Insight into the Process Financial issues are certainly a primary reason why married couples divorce, and – when they’re not a primary cause – they become an important topic during divorce proceedings. No one plans to divorce, and these circumstances can be very hard on us, even…
Our Leading Bankruptcy Attorneys in Denver Weigh In On This Important Question If you’re struggling with medical debt, you may be looking into the various ways to take care of this debt by searching online. There is more than enough information out there; but, of course, all the details can be frustrating when you just…
Get Answers from The Wink Law Firm, Leading Denver Bankruptcy Lawyers If you’ve decided to file for bankruptcy, it’s possible that you’ve begun researching the differences between Chapter 7 and 13 bankruptcy, as well as the potential benefits of each of these solutions for your financial difficulties. Most of our clients come to us because…
The Wink Law Firm’s Team of Denver Bankruptcy Attorneys Answers Your Questions When a small business is challenged by debt, and its creditors aggressively start seeking payment on bills the business can’t pay, the owner may start looking into ways to restructure their debt, close the business, or find some other debt settlement solution to…
The Wink Law Firm Can Help You Understand These Important Debt Solutions When our clients start experiencing serious financial difficulties, we’ve noticed that their first inclination is to hurriedly figure out the fastest solution. This is completely understandable to us, as there are few feelings as relieving as taking control of one’s finances in a…
A Debt Settlement Attorney in Denver Could be the Solution for You Although you may be more familiar with the expert bankruptcy attorneys at The Wink Law Firm for their experience and success in helping clients rebuild their finances through Chapter 7 and 13 bankruptcy, we are also leading attorneys for debt settlement solutions. Debt…
The Wink Law Firm’s Bankruptcy Lawyers are Here to Help You Navigate This Difficult Time Our clients often come to us with financial challenges that have occurred during and after a divorce. This is understandable, as there are many reasons that people need the expertise and strategic help of bankruptcy and debt settlement attorneys at…
Get Answers from the Denver Bankruptcy Lawyers at The Wink Law Firm The decision to file for bankruptcy can be an essential solution and even a source of relief when you’ve been struggling with insurmountable debt. However, many who have filed for bankruptcy wonder whether they will ever truly have a clean slate because of…
Speak With Denver Bankruptcy Lawyers The Wink Law Firm to See If Filing for Bankruptcy Makes Sense For You This year has brought with it tremendous financial challenges. COVID-19 continues to cause economic hardships for people and businesses, home prices have gone through the roof (no pun intended), and inflation has made things more and…
Denver Debt Settlement Attorneys The Wink Law Firm Can Help Clients Obtain Debt Relief A home is likely one of your biggest expenses, if not the biggest. Your house can be a place that provides joy and comfort, or it can become a nightmare if you’re struggling to make monthly mortgage payments on top of…
If Your Small Business Is in Financial Trouble, Speak With Denver Bankruptcy Lawyers The Wink Law Firm Today Starting your own small business is a dream come true for entrepreneurs. After years of thinking about it, planning, and saving up money, it’s finally a reality! And nothing beats the excitement of the first sale. But…
Speak With Debt Settlement Attorneys The Wink Law Firm to Understand Your Options If you’re suffering from overwhelming debt, you may be looking for any way to get debt relief. You’ve probably heard about debt settlement as an option. Maybe you’ve seen the commercials on TV or the billboards on the highway. But those companies…
If Inflation, a Bad Stock Market, and Debt Are Overwhelming Your Finances, It May Be Time to Consider Filing for Bankruptcy If you’re already dealing with overwhelming debt, a bad economy can only make your financial situation worse. Your savings account may no longer be getting you a nice interest rate. And if you rely…
Denver bankruptcy attorneys The Wink Law Firm can help you keep your car and other assets The word “bankruptcy” can conjure up scary images of financial ruin. You might imagine creditors swarming in and taking your house, car, and other possessions, leaving you with nothing. Luckily, that’s almost never the case. In fact, the government…
Denver Bankruptcy Attorney The Wink Law Firm Can Help You Get Your Financial Life Back on Track Declaring bankruptcy can be a life-changing event. However, it doesn’t mean your financial life is ruined forever. It doesn’t mean you’ll never be able to buy a house again or obtain a credit card. It also doesn’t mean…
Get Your Financial Life Back on Track With the Help of Denver Bankruptcy Attorney The Wink Law Firm Filing for bankruptcy can wipe out many of your debts. This can be a huge help when you’re dealing with overwhelming debt and can’t otherwise find a smart way out on your own. Other debts, however, you…
Consult a Bankruptcy Attorney So You Don’t Make This Costly Mistake Credit cards can be an amazing resource. You can make purchases, particularly expensive ones, without having to fork over the cash right then and there. But it can also be how people find themselves in debt trouble. You don’t have the money for something,…
Learn Your Options and Get Debt Relief Now If you fall behind on your bills, creditors may start calling or sending harassing letters, demanding payment. If this goes on too long, they may file a lawsuit against you to get that money. Of course, if you’re able to pay off your debt, then you can…
Denver Bankruptcy Law Firm The Wink Law Firm Can Help You and Your Business Get Debt Relief Small businesses are one of the things that make Denver a great city. They add local character, charm, and innovation and provide much-needed services to Colorado residents and visitors. However, small businesses continue to face many challenges in…
Consult Denver Bankruptcy Attorneys The Wink Law Firm to Determine Your Best Option Filing for bankruptcy can wipe out your debts, providing some much-needed debt relief. Of course, it’s not always that easy. It’s not just filling out and turning in some paperwork and then poof, your debts are all gone. While it’s true that…
Denver Bankruptcy Lawyer The Wink Law Firm Can Help You Decide Your Next Steps If you’re like most people, your mortgage is one of your biggest regular expenses. Even if things are going well, it may be hard to always make the payments in full every month. One option, if you’re dealing with financial hardship,…
If Your Small Business Is Having Trouble Paying Back Loans, It’s Time to Speak With Denver Bankruptcy Lawyer The Wink Law Firm The COVID-19 pandemic has created many challenges for small businesses in Colorado. Perhaps you own a restaurant or shop in Aurora that saw foot traffic disappear. Or maybe your small business in Northglenn…
Speak With Denver Bankruptcy Lawyer The Wink Law Firm To Learn Which of Your Debts Can Be Discharged Many people graduate college with significant amounts of student loans to repay. And some find it hard to keep up with payments. Perhaps they simply don’t make enough money to pay back the loans or other big…
Denver Bankruptcy Lawyer The Wink Law Firm Can Help You Decide If Filing for Bankruptcy Is the Smart Choice If you don’t pay your bills, creditors may try to garnish your wages. Wage garnishment is when a portion of your wages are withheld to pay off a debt to a creditor, the person or company…
Denver Bankruptcy Lawyer The Wink Law Firm Can Help You Obtain Debt Relief Through Filing for Bankruptcy If you’re struggling with debt, you’re probably already feeling overwhelmed. Bill after bill keeps coming, and you can’t keep up. And now creditors are calling you or sending harassing letters, demanding payment right now and losing sympathy for…
Get a Great Outcome to Your Bankruptcy Case With The Expertise of Denver Bankruptcy Lawyers The Wink Law Firm Filing for bankruptcy can be a way to get much-needed debt relief. Bankruptcy can help you get a fresh financial start so you can soon be back on your feet. If you’re dealing with overwhelming debt…
It Doesn’t Stop Everything: Exceptions to the Automatic Stay Denver Bankruptcy Lawyer The Wink Law Firm Can Help You Determine If You May Have Exceptions The automatic stay is one of the great reliefs – other than the financial one, of course – that occurs during a bankruptcy case. In short, the automatic stay stops…
Denver Bankruptcy Lawyers The Wink Law Firm Can Help You Decide If Filing for Bankruptcy Is Right For You On the surface, “debt settlement” may now sound nicer than “bankruptcy.” Bankruptcy can connote images of failure, while debt settlement sounds almost peaceful. Your debt will now be settled… But in reality, debt settlement can be…
Possess the Facts and Learn What You Can Do If you are behind on the payments for your car or truck, you probably go to bed at night worrying about the Repo Man, and whether your source of transportation will still be there for you in the morning. In such a stressful situation, it helps…
Get Started Obtaining Much-Needed Debt Settlement With the Help of Denver Bankruptcy Attorney The Wink Law Firm A new year means a chance to make a fresh start. However, if you’re already dealing with overwhelming debt, that debt won’t just vanish on its own. In fact, it may just get worse unless you take serious…
If you are struggling with debt, there’s a good chance you are also struggling with unwanted contact from debt collectors. Sometimes these are your actual creditors, the ones you signed a contract with, but often the person calling you works for another company altogether because your debt has been sold to a debt collection agency.…
Avoid Small Business Bankruptcy With Help from Debt Settlement Attorney The Wink Law Firm Small businesses can be the lifeblood of communities. They not only provide jobs and important services, but they also help add a unique, special charm to a city or small town. Small businesses, naturally, face a lot of challenges from competitors,…
Speak With Denver Bankruptcy Lawyers The Wink Law Firm to Learn How Tax Debts Can Be Erased Tax time can not only be stressful from all the confusing paperwork and requirements, but it can also become overwhelming if you still owe lots of money. Maybe you’re self-employed or a freelance or contract worker and you…
Speak With Denver Bankruptcy Lawyers The Wink Law Firm Today to Begin Getting Financial Relief When you’re in need of financial relief because of overwhelming debt, you want that relief as soon as possible. Chapter 7 bankruptcy is the most common form of bankruptcy and typically takes the shortest time to complete. In a Chapter…
Consult With Denver Bankruptcy Lawyers The Wink Law Firm to Learn How You Can Improve Your Credit Score After Bankruptcy You may be worried that filing for bankruptcy will completely ruin your credit score. If you’re already in need of debt settlement and considering filing for bankruptcy, will it just make your financial situation much…
Denver Bankruptcy Attorney The Wink Law Firm Has Been Helping Clients Attain Much-Needed Debt Relief For More Than a Decade If you’re in need of debt settlement and considering filing for bankruptcy, it’s essential you hire a skilled bankruptcy attorney. Sure, you could try to file for bankruptcy on your own, but if you’re not…
Speak With Colorado Bankruptcy Attorneys The Wink Law Firm to Learn Which Assets May Be Exempt You may be wondering what happens to your assets when you file for bankruptcy. Do all your possessions get taken away to pay off the creditors to whom you owe money? Are you kicked out of your home and…
Hire an Experienced Bankruptcy Attorney to Help Your 341 Meeting Go Smoothly For many bankruptcy filers, the prospect of the Section 341 meeting of creditors can cause stress and anxiety. Is something bad about to happen? Will you be scolded or yelled at? Made to feel ashamed for your need to file for bankruptcy? Could…
If You’re in Financial Trouble, Speak With a Bankruptcy Lawyer Today Mortgages and home ownership are some of the biggest expenses people have. And if you lose your job or encounter other financial hardships, you may find yourself unable to keep up with payments. As well, a bad housing market or decreases in your property’s…
Consult a Bankruptcy Attorney to Learn the Right Choice for You If you’re struggling with overwhelming debt, you may be considering filing for bankruptcy. This can be a smart way to get your life back on track and receive some much-needed debt relief. When researching consumer bankruptcy, you’ve probably come across the terms Chapter 7…
Chapter 7 and Chapter 13 Bankruptcy Will Affect Your Cosigner Differently When taking out a loan, you may use what’s known as a “cosigner.” A cosigner is someone who has signed up to guarantee payment of a debt if the primary debtor fails to make payments. Cosigners are usually friends or family members with good…
Bankruptcy Might Be Your Best Debt Settlement Option, Despite What Your Bank Thinks If you’re struggling with debt, it’s normal to want to seek advice from your bank. After all, banks have long been seen as cherished, powerful institutions. They’re often housed in tall, stone buildings with imposing columns that signify wealth and prestige. The…
Bankruptcy Attorneys The Wink Law Firm Can Help You Avoid This Costly Mistake Chapter 7 bankruptcy wipes out your personal liability on all secured debt, such as auto loans, credit card debt, medical bills, and mortgages. For people overwhelmed by crippling debt, Chapter 7 bankruptcy can mean a fresh start. Normally, after your debts are…
Foreclosure or Bankruptcy May Be the Smarter Option When you’re struggling with debt, you may be desperate for any kind of debt relief. If you have a large mortgage hanging over your head, or your property’s underwater, financially speaking, one option the mortgage lender may give you is what’s known as a “short sale.” On…
Learn How to Keep Inherited Assets in a Bankruptcy If you’re in need of debt relief, one option is filing for bankruptcy. This can allow you a fresh start. While it is true that some of your assets may be liquidated to pay off debts in bankruptcy, most assets people have are exempt and can…
Speak With a Bankruptcy Attorney to Ensure You Don’t Make These Critical Mistakes If you’re struggling with debt and considering filing for bankruptcy, you may be picturing angry creditors soon swarming on your house to repossess your belongings. Suddenly everything is gone, and you’re left in an empty house (which you worry they’ll soon kick…
Consult a Bankruptcy Attorney So You Don’t Make This Costly Mistake Credit cards can be an amazing resource. You can make purchases, particularly expensive ones, without having to fork over the cash right then and there. But it can also be how people find themselves in debt trouble. You don’t have the money for something,…
Avoid Making Your Debt Situation Worse A lot of thought goes into picking the bank or credit union where you hold your money. Perhaps they provide many appealing financial services beyond just a place to keep your money. Maybe they offer a great savings interest rate or have outstanding customer service. Maybe your family has…
Filing for Bankruptcy Doesn’t Mean You Can Never Buy a House Again Filing for bankruptcy doesn’t mean the end of your dreams of home ownership or being on solid financial ground again. In fact, filing for bankruptcy may be the thing to make your financial dreams easier to accomplish. This includes home ownership. Bankruptcy wipes…
Consult a Denver Bankruptcy Law Firm for Expert Bankruptcy Guidance The narrative around filing for bankruptcy can be that it means doom and gloom for your financial life. That your credit will never recover. That you’ll never be able to get a credit card or a house or car again. Of course, that simply isn’t…
Speak With a Trusted Bankruptcy Law Firm to See If Bankruptcy Is Right for You Obsessive calls and letters from creditors demanding payment. Pressure. Stress. The debt getting bigger and more out of control with each passing day… If you’re struggling with debt, this may only be the beginning. After a while, the creditor -…
Denver Debt Settlement Attorney Can Help You Determine If Bankruptcy Is a Cheaper, Better Option When your debt is piling up and collection agencies are calling you around the clock demanding payment, you may feel desperate for debt relief and wonder about your options. One solution that you may hear about is called “consumer credit…
Denver Bankruptcy Lawyers Can Help You Keep the Maximum Amount of Your Assets You may be wondering what happens to your assets – your home, your car, your other possessions – when you declare bankruptcy. Do creditors swoop in and take those away, and you’re left out on the street with nothing, but at least…
Denver Debt Settlement Attorney Can Provide Options for Mortgage Arrears The COVID-19 pandemic has brought countless challenges to day-to-day life beyond just the virus itself. Many people have lost their jobs, suffered pay cuts, or have wracked up considerable debt from medical bills, mortgage payments, and the other expenses that have cropped up during this…
Denver Bankruptcy Lawyers The Wink Law Firm Can Help You Choose the Best Option Filing for bankruptcy can be a way to discharge overwhelming debt. For many small businesses, bankruptcy makes it possible to restructure the business or dissolve it completely when debt becomes too much to operate comfortably anymore. However, putting your business into…
A Reputable Bankruptcy Lawyer in Denver Can Help You Avoid Costly Mistakes If your debt piles up, you’re in danger of being sued. The creditor – the person or company to whom you owe money – may file a lawsuit to collect the money owed to them. This may be in an effort to collect…
Make Sure Your Bankruptcy Lawyer in Denver Has the Experience, Commitment, and Skill for Your Case Filing for bankruptcy is not a decision to take lightly. Similarly, choosing a bankruptcy attorney to represent you in your debt settlement case shouldn’t be taken lightly either. You need to make sure your debt settlement attorney is committed…
Consult a Denver Bankruptcy Lawyer to Avoid Unnecessary Complications Divorce and bankruptcy can sometimes go hand in hand. Financial problems can cause strain in a marriage, and ultimately lead to divorce in some relationships. And divorce itself can cause financial problems, leading to one or both of you having to file for bankruptcy. If you…
A Denver Debt Settlement Attorney Can Help You Navigate the Tax Implications of Bankruptcy If you’re in need of debt relief or considering filing for bankruptcy, you may be wondering how this could affect your taxes. Does filing for bankruptcy reduce your taxes? Increase your taxes? And what about tax refunds you’ve received: Can you…
Denver Bankruptcy Lawyers The Wink Law Firm Can Help If You’re Overwhelmed by Back Rent Rent is one of the biggest monthly expenses many people have. For you, the first of the month may be synonymous with your bank account taking a hit. And any excitement from payday at work can quickly diminish when much…
Learn How the Stimulus Bill May or May Not Help With Debt Settlement Check the news and you’re bound to find talk about the latest stimulus bill to provide relief to Coloradans and other people in the United States. If you’re in need of debt relief, you may be particularly concerned. When is the money…
Denver Bankruptcy Lawyers Can Help You Obtain Medical Debt Relief No one ever plans to take on medical debt. Unlike debt incurred when buying a car or a house, medical debt can sometimes come seemingly out of the blue and quickly climb to levels impossible to pay back. What may be a simple or routine…
If Your Debt Is Too High, a Bankruptcy Lawyer May Be Your Best Bet If you’ve lost your job, unemployment benefits may help you keep your head above water for a period of time. But once your unemployment benefits end, it’ll likely become even harder to keep up with your rent or mortgage payments, credit…
Avoid Eviction With the Help of The Wink Law Firm, Denver Bankruptcy Lawyers The COVID-19 pandemic has caused financial hardship for many Colorado residents. Job loss, staggering medical bills, and the financial challenges that come from a family member’s death or illness have led many Coloradans to need debt relief. In some cases, these challenges…
Choose the Right Bankruptcy Filing with the Help of The Wink Law Firm, Denver’s Premier Debt Settlement Law Firm Small businesses are the lifeblood of Colorado communities. They bring local charm, creativity, expertise, and employment to Colorado residents. Naturally, small businesses face many challenges depending on changes in the economy, competition, demand for their products…
Denver Debt Settlement Lawyers Can Help You Get Debt Relief During COVID-19 The COVID-19 pandemic has caused overwhelming financial stress for many Colorado residents. Job loss or reduced income, high medical bills, and other hardships have led many residents to get behind in bill payments, resulting in increased debt and the need for debt relief…
Taking the First Steps Towards Debt Settlement Nearly half of Americans suffer from some form of credit card debt. In the wake of COVID-19 – a period in which many people find themselves out of work and without a regular source of income – this number continues to rise. Although credit cards are an effective…
Utilizing Chapter 13 to Cut Down Hospital Bills When people need medical treatment, they’re usually not thinking about the bills that are going to be due later down the line. The fact of the matter is, things like cancer, heart attacks, or even a few broken bones can be very costly. Recent studies have shown…
Obtaining Debt Relief Through Chapter 7 COVID-19 has caused a considerable amount of economic hardship for Americans in 2020, and it’s estimated this trend will continue well into next year. Many individuals have already experienced some type of job loss – either temporary or permanent – due to the widespread impacts of the virus. Restaurants,…
Denver Homeowners Should Prepare for Mortgage Repayment or Seek Assistance from a Debt Settlement Attorney The COVID-19 global pandemic – still ongoing – has changed peoples’ lives forever. As more Americans than ever face job loss and economic hardship, home mortgage lenders and the federal government began forming responses to their debtors’ needs, partially on…
You Don’t Have to Lose Your House! A Denver Debt Settlement Attorney Can Help The CARES Act, which Congress passed in response to the global coronavirus pandemic, instated a moratorium on foreclosures for homes with a federally-backed mortgage or multi-family mortgage loan. The moratorium initially ended in August, but has since been extended for single-family…
After Debt Relief Services from Colorado Bankruptcy Lawyers, Get Back to Your Life If you’re a Denver area resident who is struggling with your debt and finding that your low credit score is negatively affecting your life, it’s time to take drastic measures towards improving your FICO credit score. As you do so, you’ll even…
Denver’s The Wink Law Firm Can Help You with All Your Debt Relief Needs Handling finances isn’t always easy, and being blindsided by having to take on more debt just to get by happens more often than you think. When you notice that you have more debt than income, and you’re struggling to make payments,…
Your Mission? Hire the Best Bankruptcy Attorneys in Denver A recent Dave Ramsay study shows that 80 percent of all Americans are struggling to repay debt. Credit-reporting agency Experian’s consumer debt study says the total consumer debt in the U.S. is a whopping $14.1 trillion, with an average of $90,460 in personal debt per person.…
Denver Bankruptcy Attorneys The Wink Law Firm Tell You Why If you find yourself thinking about borrowing money to pay off other money you’ve borrowed – or if you already have debts stacking up against you with no money in the bank to pay toward them, you might be tempted to take out a FinTech…
How Denver Debt Settlement Lawyers Can Help You Small businesses in the Denver area have struggled in the past few months, thanks to the hard hit coronavirus delivered, prompting city “shutdowns” that required non-essential businesses to temporarily close their doors. Several years down the road, we’ll look back on this time period and sigh, remembering…
Due to the coronavirus, The Wink Law Firm is conducting all client meetings remotely. However, we continue to perform all services for our clients.
Debt settlement is an interesting world with potential, and pitfalls. As a bankruptcy lawyer in Colorado, I advise clients of seven rules which can help you get the most out of debt settlement. However, I also add a Golden Rule to list – understand your options when attempting to settle debt. This includes understanding bankruptcy.…
Asset planners such as CPA’s can be a great resource for avoiding tax liability or using trusts to avoid probate. However, such asset managers are often unfamiliar with bankruptcy laws, mainly bankruptcy exemptions, and their laser-like focus on short term gains and tax avoidance can cost you big time if you find yourself in need…
One question I hear frequently as a consumer bankruptcy attorney is “Will I ever be able to buy a home (or car) again after I file for bankruptcy?” or “Will I be able to get credit again with a bankruptcy on my credit report?” The short answer is yes. You will be able to purchase…
Seeing as financial problems are the number one cause of divorce in the U.S., bankruptcy and divorce often go hand-in-hand. Unfortunately, each one complicates the other. Understanding now bankruptcy laws affect a divorce and divorce-related debt depends on where you are in the process. Different considerations apply depending on whether you are considering divorce, have…
In general, debt discharged in bankruptcy is not taxable and most people who file for consumer bankruptcy have no tax consequences as a result of the bankruptcy filing. However, there are a few areas in which you should be aware of the interaction between bankruptcy and tax liability.
If you are contemplating buying a car before filing for bankruptcy in Colorado, here is fair warning of some pitfalls that may arise.
A recent report from Fidelity brings to light a disturbing trend in our country: record numbers of people are making hardship withdrawals from their retirement accounts, and near record numbers of people are borrowing from these accounts. As your friendly neighborhood bankruptcy lawyer in Colorado, I see this trend happening every day and it both…
Hey all! This week’s post comes from NOLO. We believe it is very informative regarding the well-deserved rights of active service members against creditors. In addition to the rights listed below, the bankruptcy code exempts from means testing for Chapter 7 eligibility for both; i) disabled veterans whose indebtedness occurred primary during a period when…
Everything You Need to Know About Filing for Bankruptcy on Student Loans Student loans and bankruptcy is a complicated topic, and not many bankruptcy filers understand how bankruptcy affects their student loan debt. Read on to find out what your options are and how they differ depending on whether you file for Chapter 7 or…
If you have been sued to collect on a debt, you are at risk of a wage garnishment. If you have unpaid bills headed for collections–for medical debt, credit cards, broken lease, auto loan deficiency, personal loans, mortgage deficiency and even unpaid student loan debt—a wage garnishment may be coming your way.
It’s that time of year again – TAX TIME. I know you love it, especially if you owe or are going to owe the IRS. If this is you, you should know that some back taxes can be wiped out in bankruptcy. Of course, not all taxes can be wiped out. For example, payroll taxes…