March 10, 2024
Consumer first; Citizen second
We have reached the final stage of the neoliberal fever dream. From housing, to media, to printers, to everything else. Get ready to own nothing; pay rent on everything.
Hello
My name is Michael Hertig. I am a Software Engineer from Switzerland.
You have reached a place that represents my idea of what the internet should look like. No ads, no cookies, no distractions, no ai, no big-tech platform, no bullshit. Just something personal, accessible, and human.
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November 10, 2025
Why most health insurance deductibles make no sense
Digging into deductibles (Franchisen) of Swiss health insurances and comparing how different deductibles actually affect out-of-pocket costs.