Anivar A Aravind

Department of Telecommunications ( DOT ) Digital Intelligence Unit (DIU) has started sharing Financial Fraud Risk Indicator (FRI) data with banks, UPI service providers to thwart online fraud. FRI is a risk-based metric that classifies a mobile number has previosuly associated with any financial crimes. Each number has been categorised under three groups-- medium, high, or very high risk of financial fraud. Helping citizens to be alerted for medium category or transactions not to be allowed to very high and high risk numbers will go a long way in dismantling the cyber fraud and mule bank accounts chain. Real time integration of FRI by UPI service providers and Banks will be a game changer. Read more at: https://lnkd.in/gCFPg5-x

61

5 Comments

SEBI's digital accessibility guidelines are now non-negotiable! Why? Because they're mandates with audit trails, timelines, and compliance reporting. Here's what all Banks, NBFCs need to deliver now with their apps: ✓ Screen reader compatibility across all journeys ✓ Voice navigation and ISL video support ✓ Clear, simplified language at every step ✓ Alt text, captions, and accessible document formats The compliance clock is ticking. Most teams are scrambling to retrofit accessibility into apps that were never designed for it. But the thing is - Accessibility and conversion aren't opposing goals. When users can actually understand your app, navigate without friction, and complete tasks without confusion, drop-offs fall. For everyone! At RevRag.AI, our in-app agents make BFSI journeys accessible by default: → Speech-to-text & voice-enabled inputs - Users can complete forms without typing → Form filling assistance - Agents auto-fill and guide users through complex KYC and onboarding steps → Real-time call transfers & scheduled callbacks - Instant human escalation when needed, directly from the app → Multilingual support (12+ languages) - Accessibility across linguistic barriers → Proactive interventions - Agents step in when users get stuck, explaining regulatory steps in simple language You don't have to choose between compliance and performance. Build for accessibility, and you build for better outcomes. 📎 Read the full SEBI guidelines: https://lnkd.in/g5h5x5aT #SEBI #DigitalAccessibility #BFSI #Compliance

15

At the India AI Impact Summit 2026, we are proud to introduce IntelliTracker, IIRIS’ purpose-built platform for banks and financial institutions to monitor fraud cases end-to-end i.e. from internal detection to law enforcement coordination, and that too with structured oversight and RBI FMR 1–4 aligned reporting. This is new age monitoring discipline engineered for scale, compliance, and accountability. If you’re at the Summit, let’s connect and discuss how structured visibility can redefine fraud governance. IIRIS Consulting Pvt. Ltd.

28

1 Comment

DPDP: Operationalising Privacy Given my earlier posts related to Privacy Posture Management(PPM): * Privacy is Not a Cost It’s Your Competitive Edge * The “Data Compass” Discovery, Flow & Classification * Building a Privacy Posture Management Platform for India * AI Models: Navigating Consent, Privacy & Training Impact After covering some of building blocks of Privacy Posture Management, it’s time to bring it into action. This post focuses on how to operationalise privacy to achieve the competitive edge and translating policy into practice . Following are the high level streams with major areas: => Key Organisational Level Activities * DPO : Driving awareness of the Act across the Organisation * Creating a Program Mgmt Off for driving Privacy Posture Mgmt * Legal: Overall Review of Organisation Privacy Policy and implications * Senior Stakeholder led program to drive the adoption of PPM * Nominate Privacy Champions across BU * Risk Reporting changes to include compliance at BU * Establish mthly privacy steering meeting. => Evaluation of Privacy Posture Management Solutions * Digital Journey Privacy Assessment Product * Consent Lifecycle Mgmt Product * Data "Compass" Product * DPIA, TPRM, Breach Mgmt Product * Cookie Mgmt Product =>Consent / Purpose Lifecycle Management (DPO and Privacy Champions) * Assessment of Digital Journeys and change mgmt process * Defining Consent/Processing Purpose based on Assessment * Defining the Notice Generation with version control * Review and Approval Process =>IT / Infosec Team(with DPO / Legal) * Review of Data Governance Framework * Review of Data Privacy and Retention Policy * Review of Privacy Breach Management Process * AI Models adopting Privacy Technologies * DLP and Endpoint Protection Mechanism * DevSecOps: Ensure privacy controls are part of release checklist => Integration * Upstream Application Integration with respect to Consent Creation * MDM Integration with storage of Consent Artefact * Downstream Application Integration with Consent Validation * Third Party Service Integration * Privacy Requests / Grievance Integration with Ticket Mgmt Solution  * Cookie Management  * .... => Enhancement of DPIA / TPRM / Breach Mgmt * DPIA: Templates, Data Collection and Purpose alignment, purpose change workflow * TPRM:Privacy Policy Review, Retention Policy, Audit Control * Breach Mgmt and associated Workflow => Data Principal Rights Fulfilment * Defining Process to action requests and grievances * Roles and Responsibility to address each type of requests => Privacy Posture Compliance Insightswhich support monitoring, compliance and audits * Business Process Compliance Insights * DPIA Insights * TPRM Insights * Data Principal Request Insights * Data Assets Insights …… These foundational streams enable a comprehensive approach to operationalising privacy. This will lead to building Privacy Roadmap which can be defined as phased implementation plans aligned to risk and readiness. 

36

As Aadhaar crosses new frontiers in scale and sophistication, UIDAI CEO Bhuvnesh Kumar offers an in-depth look at the technological innovations and policy frameworks powering India’s digital identity ecosystem. From AI-driven fraud detection to doorstep authentication in rural India, Aadhaar is becoming more secure, inclusive and future-ready. Read More: https://lnkd.in/e7rXnQjf #ETCISOEdit #securing #identity #digitalidentity #AI #ecosystem #aadhar

9

DPI builds the rails — but only institutional unbundling ensures the train carries everyone. In recent years, India’s Digital Public Infrastructure (DPI)—identity, payments, data exchange—has demonstrated how digital rails can drive inclusion and innovation. But access alone isn’t enough. Without dismantling monolithic institutions into clear, accountable functions—operator, regulator, service provider, financier—the risk remains that value gets captured by just a few, not shared by many. My latest piece explores why DPI alone is insufficient, and how unbundling institutions is vital to unlocking open, fair ecosystems and reinvigorating public services. It’s a call to sectoral experts to shift their focus from services to ecosystem architecture. Read more and join the conversation: https://lnkd.in/gbwTDhPj

98

4 Comments

We’re thrilled to announce that our client, Techjockey.com, is featured in Mid-Day (via BuzzFeed) for strengthening software transaction security across India. Their article, From Piracy to Payment Fraud: How Techjockey is Tackling Digital Threats, dives into the tangible safeguards Techjockey deploys, including rigorous seller vetting, AI-fueled fraud detection, and ironclad anti-piracy measures, to ensure every software purchase is legit and every user is protected. At Digi-eRelease, we’re proud to have powered this narrative, showcasing Techjockey’s commitment to building a trustworthy ecosystem where businesses acquire genuine software confidently, and vendors operate without fear of fraud. Read the full article here: https://lnkd.in/g8SyBgHF #Techjockey #CyberSecurity #SecureMarketplace #CustomerTrust #Innovation #ClientSuccess #DigiERelease

1

Consent Fatigue and the Illusion of Choice: Rethinking User Autonomy Under India’s DPDP Framework :- In an era marked by ubiquitous data collection and constant digital interaction, the doctrine of informed consent has emerged as the foundational pillar of modern data protection law. From the European Union’s General Data Protection Regulation (GDPR) to India’s Digital Personal Data Protection Act, 2023 (DPDP Act), TO KNOW MORE - https://lnkd.in/dp_Ji_6c

1