Even if you retire early or stop contributing, your EPF balance continues to earn interest for three consecutive years until it becomes 'inoperative' or 'transaction-less' ... .
If an EPF member dies while in service, the nominee, beneficiary, or legal heir can apply for benefits of provident fund and pension using specific forms ... .
EPFO clarifies EPF interest rules, interest continues till age 58 if retiring before 55, or for three years after retirement at or after 55, then the account becomes inoperative ....
Article explains how EPF, NPS and equity mutual funds differ in returns, tax and flexibility, arguing they are complementary tools for building a sufficient retirement corpus ....