Even if you retire early or stop contributing, your EPF balance continues to earn interest for three consecutive years until it becomes 'inoperative' or 'transaction-less' ... .
If an EPF member dies while in service, the nominee, beneficiary, or legal heir can apply for benefits of provident fund and pension using specific forms ... .
EPFO clarifies EPF interest rules, interest continues till age 58 if retiring before 55, or for three years after retirement at or after 55, then the account becomes inoperative ....