Welcome to the Plaid Blog
April 22, 2026
Build personalized finance apps in Replit with Plaid
Plaid’s native Replit connector lets anyone build custom finance apps fast. Turn your financial data into AI tools for budgeting, insights, and investing.
Read the articleApril 15, 2026
[New Report] How AI is shifting customer expectations for fintech products
Today, Plaid published The State of Intelligent Finance: AI, Agents and Trust, a research report revealing just how quickly consumer behavior and expectations are shifting as AI becomes...
Read the articleApril 15, 2026
Product Updates – April 2026
Explore April updates: new User APIs, margin balances in Investments, automated data partner alerts, and smarter payment rules for better decisioning.
Read the articleApril 09, 2026
Plaid and Perplexity expand integration to power personalized financial insights
Plaid and Perplexity expand integration to connect more accounts, helping users track spending, monitor net worth, & plan with AI-powered tools.
Read the articleApril 02, 2026
Building a transaction foundation model to power intelligent finance
Learn how Plaid’s transaction foundation model powers intelligent finance with richer context, better categorization, and scalable financial insights.
Read the articleMarch 31, 2026
Onboarding Without Compromises: Adaptive flows that stop fraud and drive conversion
Onboarding isn’t just a form. It’s the first interaction that sets the tone for how users perceive your product. In those early moments, they decide whether it feels...
Read the articleMarch 18, 2026
Product Updates - March 2026
AI built for financial services is reshaping how companies fight fraud, assess risk, and make lending decisions. This month, Plaid CTO Will Robinson breaks down what that looks...
Read the articleMarch 12, 2026
New era of fraud network intelligence: Early results from Plaid Protect
See how Plaid Protect uses network intelligence to detect up to 59% more fraud earlier - without adding friction to the user experience.
Read the articleMarch 11, 2026
How Plaid powers intelligent finance with Perplexity
Plaid and Perplexity are advancing intelligent finance with AI-powered portfolio insights and answers grounded in secure, user-permissioned investment data.
Read the articleMarch 10, 2026
Plaid brings next-gen asset verification solution to Encompass®
Plaid’s Home Lending Report is now integrated directly into Encompass®, bringing digital asset verification into the LOS lenders already rely on.
Read the articleMarch 04, 2026
Instant Payments in Europe: From SEPA Compliance to Competitive Advantage
Instant payments in Europe have moved from regulation to reality. New research from Celent, published by Plaid and Clearbank, explores how banks are performing today and where instant...
Read the articleMarch 04, 2026
Building a smarter chatbot
How we got our docs-focused AI chatbot to finally understand reference documentation.
Read the articleFebruary 20, 2026
Product Updates - February 2026
Explore February’s updates including API-based bank verification, expanded cash flow and income insights, early access to new fraud dashboards, improved onboarding performance, and dashboard enhancements.
Read the articleFebruary 19, 2026
Why intelligent finance needs purpose-built AI infrastructure
AI is transforming open finance into intelligent finance. Learn how Plaid’s infrastructure and financial intelligence power smarter, more personalized experiences that keep up with how consumers manage their...
Read the articleFebruary 03, 2026
Build less, merge faster: avoiding diamond merges with a merge queue
As the Plaid monorepo grew to hundreds of commits per day, the Developer Efficiency team found that operating without a merge queue had become increasingly costly. We set...
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